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Monday, September 14, 2009
Los Angeles CA Car Insurance -- Why Gender Is An Advantage
You might get a number of lawsuits if you tried to discriminate on the basis of gender in many matters. Auto insurance in LA California is an exception. However, it's the male folks you get dealt the worse cards in car insurance....
The roughest drivers are generally male. If a driver is attempting risking manuevres, it's likely a man driving. Women, by their very nature, are not likely to be physically rough. Every family will naturally frown at lack of grace in their daughter. This helps reduce if not eliminate recklessness where such traits are seen.
Women are also less likely to drive for long hours. In a family, it is often the men that drive long trips.
Men drive larger vehicles. These vehicles are usually more expensive to maintain than smaller ones.
These and other factors make insurers favor ladies given similar profiles. However, some insurance companies will weigh your gender more than others. What this means is that you'll get better price/value from some insurers than others.
To get details on how insurance companies calculate your rate, check my other articles. I treated that extensively in one of them.
Make sure you are able to figure out the terms and scope of coverage before signing the contract.
If you are female and drive alone often, there are features like breakdown cover that you should consider when choosing your car insurance provider.
You can save a lot in your auto insurance despite your gender or circumstance...
All that you are expected to do is visit at least 3 quotes sites and getting Los Angeles car insurance quotes from them. The next step is to pick the best quote from the lot. Just make sure you supply your correct details at all sites visited. Having done that, you will increase your chances of saving hundreds of dollars in your car insurance.
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